feat: require compliance confirmation for paid features

Gate payment, redemption, subscription, and invitation reward flows behind an audited compliance acknowledgement.

web/default/src/features/subscriptions/components/subscriptions-primary-buttons.tsx

@@ -23,10 +23,14 @@ import { useSubscriptions } from './subscriptions-provider'
 
 export function SubscriptionsPrimaryButtons() {
   const { t } = useTranslation()
-  const { setOpen } = useSubscriptions()
+  const { setOpen, complianceConfirmed } = useSubscriptions()
   return (
     <div className='flex gap-2'>
-      <Button size='sm' onClick={() => setOpen('create')}>
+      <Button
+        size='sm'
+        onClick={() => setOpen('create')}
+        disabled={!complianceConfirmed}
+      >
         <Plus className='h-4 w-4' />
         {t('Create Plan')}
       </Button>